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How Long Does It Take to Get Lost Wages Paid After a Car Accident?

Published July 2, 2025 by Scott Gottlieb, Injury Law Attorney
Lost Wages in Car Accident

If you were hurt in a car accident and can’t work, you’re likely asking: how long does it take to get lost wages from a car accident? In New York, the process can move slowly without the right legal support. But knowing what to expect – and working with a skilled car accident lawyer – may speed things up and improve your chances of recovering lost income quickly. A lawyer can guide you through each step and help avoid common reasons for delay.

When Can You Seek Compensation for Lost Wages After a Car Accident in New York?

You can pursue compensation for lost wages due to a car accident as soon as your injuries prevent you from working, whether you’ve missed a few days or expect to be out for months. This process typically starts in New York when you file a no-fault insurance claim with your auto insurance provider. Timing matters: you must notify your insurer within 30 days of the accident. Acting quickly not only protects your eligibility but also helps prevent gaps in payment while you recover.

How Much Compensation Can You Receive for Wage Loss?

Under New York’s no-fault system, lost wages from a car accident are reimbursed at 80 percent of your gross income, up to $2,000 per month. If you’re wondering, “How long does no-fault pay for lost wages in NY?” it’s up to three years – if you qualify. You’ll need proof you can’t work, plus wage and medical documentation filed within 30 days. You may sue the at-fault driver for additional income, bonuses, or future earnings if losses exceed coverage.

How Long Does It Take to Get Paid?

You may see payments from no-fault insurance within 30 to 45 days after submitting a complete claim. But if paperwork is missing or your insurance company disputes the extent of your injury, it can take much longer. If you need to file a personal injury lawsuit for additional compensation, the timeline may extend even further, depending on the complexity of the case and the insurer’s willingness to settle.

Factors That May Delay Payment for Lost Wages

Several issues can hold up your lost wages from an auto accident, including the following:

  • Incomplete or missing medical documentation
  • Delays in employer response to wage verification
  • Disputes over how much time you should be off work
  • Insurance company denials or requests for additional proof

These delays can be overwhelming, especially when trying to heal and manage household expenses.

How a New York Car Accident Attorney Can Help

An experienced injury lawyer can help you avoid delays and fight for full compensation. At Scott C. Gottlieb, Injury Law Attorney, we handle every aspect of your accident claim – from lost wages and medical bills to property damage and record requests. We have helped countless New Yorkers recover lost income after car accidents and often go above and beyond for our clients. If you are missing paychecks and are unsure what to do next, contact us for a free consultation. We can review your case, explain your options, and assist you in taking the next steps toward financial recovery.

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