Uber & Lyft Accidents
The aftermath of any car accident can be frustrating. However, those involving Uber or Lyft drivers can be even more complex. After a crash with an Uber or Lyft, accident victims often need to file a claim for compensation, but they don’t know whom to file a claim against.
So, who is liable after an accident involving an Uber or Lyft vehicle? That largely depends on the circumstances of your case. For a free, no-obligation case evaluation, please contact Uber/Lyft accident lawyer Scott C. Gottlieb to discuss the details of your crash.
Who Can Be Held Liable After an Uber/Lyft Accident?
Determining liability after a car accident is always difficult. When the crash involved an Uber or Lyft vehicle, it becomes even more complex. If the at-fault driver was not the Uber or Lyft driver, rideshare passengers can file a liability claim through the other driver’s insurance company. If you have your own auto insurance, you may also be able to file a claim through your own insurance company. Passengers should always file a no-fault benefit claim with the Uber/Lyft insurance carrier.
For personal injury claims, things become a little trickier when the Uber or Lyft driver was at fault. In these cases, it will depend on whether the driver was logged onto the app, if they were going to pick up a passenger, or if a passenger was in the vehicle at the time of the crash.
If the driver had not yet turned on the app and you were injured in a crash with the driver, you would have to go through the driver’s personal insurance policy to claim compensation. Under New York’s auto insurance requirements, drivers are required to carry a minimum of $25,000 in liability insurance.
NY law requires Transportation Network Companies such as Uber and Lyft to insure their drivers through a group policy, to maintain insurance that recognizes that the driver is an Uber or Lyft driver and provides financial responsibility coverage while the Uber or Lyft driver is logged onto the Uber or Lyft network, regardless of whether or not he is engaged in a pre-arranged trip.
If the driver is logged into the Uber or Lyft network, but is NOT engaged in a pre-arranged trip, the required limits of liability coverage are at least $75,000 per person or $150,000 for two or more persons. They must also carry $25,000 in property damage coverage and standard NY no-fault coverage of at least $50,000.
If the driver is logged into the Uber or Lyft network and IS engaged in a pre-arranged trip, the required limits of liability coverage are a single limit of at least $1,250,000 for any and all injured occupants and additional supplementary uninsured/underinsured motorist coverage in the amount of at least $1,250,000 for any person in one accident, in addition to standard NY no-fault coverage of at least $50,000.
In these situations, these coverage requirements may be satisfied by the insurance maintained by Uber or Lyft driver personally, or by insurance provided through a group policy maintained by Uber or Lyft, or a combination of both.
Steps to Take After an Uber/Lyft Accident
After a crash involving an Uber or Lyft driver, you should:
- Seek medical attention: It’s important to seek medical attention as soon as possible after any accident. Not all injuries are apparent right away, and a doctor will be able to identify them. If you don’t seek medical attention and these injuries present symptoms later on, an insurance company may argue that you couldn’t have been that hurt because you didn’t see a doctor.
- Call the police: If none of the drivers involved have called the police, you should. Tell them the location of the accident, and make sure they write up a police report when they arrive on the scene.
- Gather information: Collect information from all drivers involved, including their driver’s license number, insurance information, and license plate number. They may also ask you for your information if you are considered a witness.
- Take pictures: You may still have to prove your injuries resulted from the accident to the insurance company. Pictures provide crucial evidence in accident cases and can help determine who is liable for paying compensation. Take photos of the vehicles and your injuries.
- Speak to an Uber and Lyft car accident lawyer: In order to claim compensation for your injuries, you should speak to an experienced attorney. It is crucial they are familiar with both Uber and Lyft’s insurance policies so they know how to proceed with your claim.
- Do not speak to the insurance company: After the crash, you will likely be contacted by the insurance company. It’s important you don’t speak to the insurance company, but instead, direct them to your attorney. The adjuster will use many tactics to deny your claim, and an attorney won’t let them get away with it.
Following these steps is the best way to protect your car accident claim after a crash involving an Uber or Lyft driver.
Compensation After an Uber/Lyft Accident
Making a claim against Uber/Lyft is no easier than making a claim against your own insurance company. They have teams of lawyers that fight to deny and reduce claims all the time. As such, you need the help of an experienced Uber/Lyft accident attorney who can fight for the compensation you need.
Like in any other accident claim, you are entitled to receive compensation for any damages you incurred as a result of the crash. This compensation includes:
- Current and future medical expenses
- Current and future lost income
- Loss of earning capacity
- Loss of enjoyment of life
- Pain and suffering
- Property damages, if any of your property, such as a smartphone, became damaged in the crash
These are just a few types of compensation a knowledgeable attorney can help you claim after a crash involving Uber or Lyft.
How Can an Uber/Lyft Accident Lawyer Help Me?
After being involved in a car accident involving an Uber or Lyft, it’s crucial you speak to an attorney. A personal injury attorney deals with car accident cases every day and will be able to bring experience, knowledge, and resources to your claim to help you negotiate a fair settlement. An attorney will also speak to the insurance company on your behalf to protect your claim, and fight for what is in your best interests every step of the way.
It’s especially important to work with an attorney who is familiar with Uber and Lyft accidents. They will have the experience necessary to go up against these huge companies. They will also be well-versed in Lyft’s and Uber’s terms of service, and understand what your rights and obligations are. Not only do you need the help of a lawyer after an Uber/Lyft accident, but you need the help of the right lawyer who has worked these cases before.
Hurt in a Ridesharing Accident? Call Our Uber Accident Attorney
If you’ve been hurt in a crash involving a ridesharing vehicle, don’t try to handle a personal injury claim on your own. These claims are some of the most complicated car accident cases, and without proper legal representation, you could lose out on the full compensation you deserve.
Scott C. Gottlieb, Injury Law Attorney, can help. Our team is passionate about helping accident victims claim the maximum settlement they are entitled to receive, and we are aggressive in our pursuit of holding insurance companies accountable. Contact us online for your free consultation.