Insurance Settlements
Can the insurance company do video surveillance of me or my family without my permission?
Yes, they can. Insurance companies claim that they do surveillance to prevent fraudulent claims. However, even legitimately injured people may find themselves the subject of a video surveillance camera.
Can the insurance adjuster record our telephone conversation?
Generally, he/she can. It is best not to discuss your case without the advice of a lawyer. A lawyer is more experienced with these matters and it may be best to have a lawyer speak on your behalf.
When should I contact an insurance settlement lawyer?
Certainly before you make any type of commitment in an insurance settlement. Dealing directly with an insurance company can lead to disastrous results. The insurance company will often record your conversation or get you to admit to facts about the...
How soon will my claim be settled?
Insurance companies are required by law to pay all claims in a prompt and reasonable amount of time. However, what constitutes prompt and reasonable may vary from claim to claim. Claims that require special or extended investigation may take longer...
Will I be taxed on the settlement amount I receive?
Generally speaking, you will not pay income taxes on the amount of the settlement, particularly when it is compensation for pain and suffering.
An insurance company has offered a settlement. Should I take it?
When the insurance adjuster makes you a first offer, your response should depend on whether it is a reasonable offer. If the offer is reasonable, you can immediately make a counteroffer that is a little bit lower than the amount...
What is a “reservation of rights” letter?
The first thing you might receive from an insurance company is called a “reservation of rights” letter. This letter informs you that the company is investigating your claim, but that it is reserving its right not to pay you anything...
I think the offer the insurance company gave me is too low. Is this bad faith?
Intentionally offering a settlement far lower than what is reasonable could be a case for bad faith. Insurance companies have an obligation to deal with their insured in a reasonable, fair manner. Contact Scott C. Gottlieb, Injury Law Attorney, to...
What is insurance company bad faith?
Your insurance company has a duty to handle your claim promptly, reasonably and in “good faith.” If an insurance company fails or refuses to honor its contract and pay a valid claim, you have the right to bring a civil...
What if I have other questions?
Contact Scott C. Gottlieb, Injury Law Attorney, today. We will answer your questions and discuss your case.
