Hunting & Firearm Accidents
The state of New York has an estimated 700,000 hunters whose arsenal includes shotguns, rifles, muzzleloaders and even handguns. These incidents often involve members of the same hunting party and result from accidental discharge or unsafe handling of the firearm, or from the victim being out of sight or mistaken for game.
Compared to other outdoor sports, hunting is statistically safe. Unfortunately, accidents do happen and are often the result of hunting safety and game law violations that include:
- Running or walking with a loaded firearm,
- Placing or removing a loaded firearm in a vehicle,
- Firearms in insecure resting place,
- Shooting across the roadway,
- Shooting near occupied buildings, schools and playgrounds,
- Unclear sight of target and beyond,
- The firearm's "safety" has not been engaged, and
- Crossing fences, climbing trees or any awkward action with a loaded gun.
Homeowners insurance policies will often cover injuries caused by the negligent use of a firearm. This coverage may be available to the homeowner as well as other family members residing at the home. Some hunters also carry separate hunting accident insurance that may be obtained through certain hunting clubs and organizations.
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