Most boat crashes require that you send a report to either the state agency regulating boats or the U.S. Coast Guard. In the state of New York, you must file a report if the boat crash involved injuries that needed more than first aid, or if there was damage to any property above a certain amount. This is important. Failure to remain on the scene, provide aid, and report the accident in a timely manner is a crime. We also recommend that you report the incident to your insurance company. This is a requirement if a state or federal report was made.
Recreational boat crashes are governed by a number of city, county and state laws. Most boat operators have a legal obligation to operate their watercraft in a safe manner. If they do not, there may be criminal charges, and the people who were injured may be entitled to sue for damages. Boat owners also need to be careful about allowing other people to drive their boat. No matter who is driving, if the boat is in an accident, the boat owner may be liable for the damages.