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Caps on Damages: A damages cap is an
arbitrary ceiling on the amount an injured party can
receive in compensation by a judge or jury,
irrespective of what the evidence presented at a
trial proves compensation should be. A cap is
usually defined in a statute by a dollar figure or
by tying the cap to another type of damages (e.g.
two times compensatory damages). Caps usurp the
authority of judges and juries, who listen to the
evidence in a case, to decide compensation based on
each specific fact situation. Several states have
declared caps unconstitutional.
Caps on Non-Economic Damages: Non-economic
damages compensate injured consumers for intangible
but real injuries, like infertility, permanent
disability, disfigurement, pain and suffering, loss
of a limb or other physical impairment. Caps or
limits on non-economic damages have a
disproportionate effect on plaintiffs who do not
have high wages - like women who work inside the
home, children, seniors or the poor, who are thus
more likely to receive a greater percentage of their
compensation in the form of non-economic damages if
they are injured.
Caps on Punitive Damages: Punitive
damages, also known as "exemplary
damages," are assessed against defendants by
judges or juries to punish particularly outrageous,
deliberate or harmful misconduct, and to deter the
defendant and others from engaging in similar
misconduct in the future.
Case Evaluation: One of the most difficult
challenges for a private individual handling his or
her own personal injury claim is to know what their
claim is worth. Most people simply don't feel
comfortable in the bargaining process to settle a
claim. And even those people who are comfortable
with it are at a great disadvantage if they have no
real idea where to start bargaining from. Likewise,
an attorney who is inexperienced or unfamiliar with
personal injury law may not yet have developed the
necessary feel for the value of a client's case, and
may not yet be familiar with the many resources
available to help evaluate a claim. Personal injury
attorneys who are well-experienced in resolving
personal injury claims will have developed the
knowledge of how particular factors will influence
the value of a claim. Things such as comparative
negligence issues (in which more than one person was
at fault for an accident), punitive damages issues
(in which the actions of a defendant, such as a
drunk driver, were particularly reprehensible), and
pre-existing medical conditions of the claimant
which may either increase or decrease the value of
their claim. Experienced personal injury attorneys
will also have access to resources (some at
considerable expense), both in book form and
on-line, which give them up-to-date details about
the claim value of particular types of injuries. An
attorney should have an extensive, up-to-date
library with medical and legal information that
assist substantially in evaluating claims.
Case Law: Also known as common law. The
law created by judges when deciding individual
disputes or cases.
Case of First Impression: A novel legal
question that comes before a court.
Catastrophic Injury: A catastrophic injury
is one that is so severe that the injured person is
not expected to fully recover. The injured person
may require multiple surgeries, long hospital or
rehabilitative stays, and full-time nursing or
assistive care. Some examples of catastrophic
injuries include certain types of brain injuries,
spinal cord injuries, severe burns, loss of limb,
amputation, and paralysis or paraplegia.
Certiorari: Latin that means "to be
informed of." Refers to the order a court
issues so that it can review the decision and
proceedings in a lower court and determine whether
there were any irregularities. When such an order is
made, it is said that the court has granted
certiorari.
Challenge for Cause: Ask that a potential
juror be rejected if it is revealed that for some
reason he or she is unable or unwilling to set aside
preconceptions and pay attention only to the
evidence.
Chambers: A judge's office.
Change of Venue: A change in the location
of a trial, usually granted to avoid prejudice
against one of the parties.
Charge to the Jury: The judge's
instructions to the jury concerning the law that
applies to the facts of the case on trial.
Charge: The law that the police believe
the defendant has broken.
Charging Lien: Entitles a lawyer, who has
sued someone on a client's behalf, to be paid from
the proceeds of the lawsuit before the client
receives their proceeds.
Chief Judge: The judge who has primary
responsibility for the administration of a court but
also decides cases; chief judges are determined by
seniority.
Circumstantial Evidence: Indirect evidence
that implies something occurred but doesn't directly
prove it.
Civil Lawsuit: A lawsuit in which one does
not need to prove criminal liability.
Claimant: The claimant in a personal
injury case is the person (or persons) injured as a
result of the negligence of one or more other
parties. If a formal lawsuit is filed, the claimant
becomes the plaintiff in the lawsuit and the
negligent party becomes the defendant. An insurance
claim is the formal beginning of a personal injury
case, and is made when the personal injury attorney
informs an insurance company (or a self-insured
business or government entity) that the injured
person will be seeking compensation for damages that
were sustained. It is very important when making an
insurance claim to know what information must be
given to an insurance company, what information need
not be given, and what information should never be
given. Providing more information than required by
law may seriously damage the value of a personal
injury claim. Also note that a claimant may be a
family member in the case of a wrongful death suit.
Clear and Convincing Evidence: The level
of proof sometimes required in a civil case for the
plaintiff to prevail. It is more than a
preponderance of the evidence but less than beyond a
reasonable doubt.
Clerk of the Court: An officer appointed
by the court to work with the chief judge in
overseeing the court's administration, especially to
assist in managing the flow of cases through the
court and to maintain court records.
Collapse: Literally, to cave in or give
way. Term usually used in a case where a building
under construction collapses and causes injury or
death to those working in the area.
Common Law: The legal system that
originated in England and is now in use in the
United States. It is based on judicial decisions
rather than legislative action.
Comparative Negligence: The degree to
which the plaintiff is at fault (if at all) when
compared to the fault of the defendant. A jury
determines comparative negligence after hearing the
facts of the case and the relevant law as instructed
by the Judge. Damages may be reduced or apportioned
as a result of plaintiff's comparative negligence.
Compensable Claim: A claim for which a person
is entitled to receive compensation.
Compensation: Monetary award transferred
from defendant to plaintiff to make up for some
wrong, damage or injury caused by the defendant's
actions or inaction.
Compensatory Damages: Reimburse the
plaintiff for actual dollar value that the plaintiff
has lost due to the injury (e.g. medical expenses,
lost income, loss of future earning capacity, may
also include pain and suffering, etc.). A family
member may be entitled to compensatory damages in
the event of a wrongful death.
Complaint: The formal start of a lawsuit once
filed with the court. A complaint will outline the
circumstances (parties, nature of damages, desired
relief, etc.) of the incident that form the case.
Comprehensive General Liability: A policy
covering a variety of general liability exposures,
including Premises and Operations, Completed
Operations, Products Liability, and Owners and
Contractors Protective. Contractual Liability and
Broad Form coverages could be added. In most
jurisdictions, the "Comprehensive" General
Liability policy has been replaced by the newer
"Commercial" General Liability (CGL) forms
which include all the standard and optional
coverages of the earlier forms.
Comprehensive Personal Liability: This
coverage protects individuals and families from
liability for nearly all types of accidents caused
by them in their personal lives as opposed to
business lives. It is most commonly a part of the
protection provided by a Homeowners policy.
Conflict of Interest: Refers to a
situation when someone, such as a lawyer or public
official, has competing professional or personal
obligations or personal or financial interests that
would make it difficult to fulfill his duties
fairly.
Consideration: The price in a contract for
the other party's promise. The price may be a
promise or an act (e.g. promise of payment). A party
can only sue on a promise if he has given
consideration in return for the promise.
Consideration is often a monetary amount, but does
not have to be.
Contempt of
Court: An action that interferes with a judge's
ability to administer justice or that insults the
dignity of the court. Disrespectful comments to the
judge or a failure to heed a judge's orders could be
considered contempt of court. A person found in
contempt of court can face financial sanctions and,
in some cases, jail time.
Contingent Fee Agreement: When an injured
person, or the family member of a deceased person,
hires an attorney to represent them in a lawsuit,
they both sign a contingent fee agreement. This is a
document which is essentially the employment
contract with the attorney that lays out in detail
all of the terms of that employment.
"Contingent fee" refers to the fact that
the attorney is being hired on the basis that they
will only receive a fee from the client contingent
upon the client receiving money from the person(s)
causing their injuries. This means that the personal
injury attorney only receives payment from the
client when the attorney has secured a settlement,
binding arbitration award, or jury verdict for the
client. This allows even clients of very modest
means to hire the very best attorneys for their
cases. A good personal injury attorney will be
experienced in all phases of case work, and will be
able to properly guide the client's case while it is
an insurance claim, and, if necessary, on through
the stages of lawsuit, discovery, arbitration,
mediation, and/or trial.
Contingent Liability: A liability imposed
because of accidents caused by persons other than
employees for whose acts an individual, partnership
or corporation may be responsible. For example, an
insured who hires an independent contractor can in
some cases be held liable for his negligence.
Contributory Negligence: Prevents a party
from recovering for damages if he or she contributed
in any way to the injury. Not all states follow this
system.
Counsel: Legal advice; a term used to
refer to lawyers in a case.
Counterclaim: A claim that a defendant
makes against a plaintiff.
Cross Examination: The process of
challenging the evidence presented by a witness,
typically a police officer in these cases.